Motor Insurance for Disabled Drivers or Passengers

We know how important it is to have freedom of movement and our insurance solutions are designed with this overriding objective in mind. We are here to support you and become your insurance partner to provide peace of mind.

Our Ability Drive Motor Insurance policy is designed to provide cover for wheelchair access vehicles (WAV’s) and adapted vehicles for disabled drivers. Most insurers may charge more for what they deem to be converted or modified vehicles whereas we understand the adaptations within these vehicles and their importance.

Ability Drive has been set up by people with first-hand experience of disability and the disability motoring sector. We feel this gives us the insight to understand disability motorists and represent those who in reality are a far lower risk to insurers.

We have taken time to develop an insurance policy that provides enhanced cover compared to a standard car insurance policy. These bespoke benefits not ordinarily found under a standard car insurance policy include:

AbilityDrive Brochure

  • Cover for ability aids including wheelchairs up to £750
  • Automatic cover for the repair or replacement of adaptations to your vehicle
  • Motability no claims bonus accepted
  • Available to cover carers and personal assistants
  • Adapted replacement vehicles available whilst yours is being repaired
  • A bespoke claims service that understand your requirements
  • Uninsured Loss Recovery for non-fault accidents and Motor Legal Expenses
  • Personal Accident cover

Get A Quote

Just enter the key details requested or contact us directly and one of our Ability Team members will be delighted to support you.

Get a Quote

Get in touch today

0333 3580 300

For claims telephone

0344 322 1553

Breakdown Cover

With ALPS road rescue

Excess protect

Protect your excess

GAP Insurance

Finance shortfall & return

Motor Legal Expenses

Uninsured loss recovery